Vermont Business Roundtable economic forecast is slow and steady for remainder of 2011

first_img1. How do you expect your company’s sales to change in the next six months? SalesINCREASENO CHANGEDECREASEQ1 200483%13%4%Q2 200480%15%4%Q3 200471%25%4%Q4 200477%22%1%Q1 200578%19%3%Q2 200575%23%2%Q3 200574%24%2%Q4 200572%24%4%Q1 200678%20%2%Q2 200678%22%0%Q3 200669%25%6%Q4 200673%23%4%Q3 200851%35%14%Q4 200827%46%27%Q1 200933%30%37%Q2 200941%31%28%Q3 200934%49%17%Q1 201063%19%18%Q2 201069%24%7%Q3 201059%35%6%Q4 201071%23%6%Q1 201173%19%8%Q2 201161%34%5%Point change from Q1/11 to Q2/11-815-3Totals may not equal 100 due to rounding. 2. How do you expect your company’s capital spending to change in the next six months? CapitalINCREASENO CHANGEDECREASEQ1 200462%30%8%Q2 200443%41%15%Q3 200451%42%7%Q4 200445%46%9%Q1 200555%37%8%Q2 200549%43%8%Q3 200557%38%5%Q4 200550%35%15%Q1 200645%45%10%Q2 200653%40%7%Q3 200640%50%10%Q4 200656%39%5%Q3 200838%42%20%Q4 200817 %43%40%Q1 200912%38%50%Q2 200917%51%32%Q3 200931%46%23%Q1 201050%42%8%Q2 201051%38%11%Q3 201037%48%15%Q4 201049%34%17%Q1 201147%38%15%Q2 201146%44%10%Point change from Q1/11 to Q2/11-16-5Totals may not equal 100 due to rounding. 3. How do you expect your company’s employment to change in the next six months? EmploymentINCREASENO CHANGEDECREASEQ1 200457%38%4%Q2 200450%48%2%Q3 200459%37%4%Q4 200458%39%3%Q1 200555%38%7%Q2 200549%42%9%Q3 200549%44%7%Q4 200560%35%5%Q1 200654%39%7%Q2 200650%45%5%Q3 200643%49%7%Q4 200653%41%5%Q3 200840%42%18%Q4 200825%35%40%Q1 200923%37%40%Q2 200921%50%29%Q3 200934%46%20%Q1 201040%52%8%Q2 201046%45%9%Q3 201035%52%13%Q4 201051%38%11%Q1 201144%41%15%Q2 201136%53%11%Point change from Q1/11 toQ2/11-88-4Totals may not equal 100 due to rounding. The Roundtable is a nonprofit, nonpartisan organization of 120 CEOs of Vermont’s top private and nonprofit employers, representing geographic diversity and all major sectors of the Vermont economy, with an aggregate economic impact of $135 billion and employing 15 percent of the state’s workforce. The Roundtable is committed to sustaining a sound economy and preserving Vermont’s unique quality of life by studying and making recommendations on statewide public policy issues. The chief executives of Vermont’s leading businesses appear poised to hold steady their growth plans through the remainder of 2011, with sales and employment expectations less optimistic when compared against the first quarter survey period. The survey was completed between June 10 and June 24 and released today by Vermont Business Roundtable Chair Steve Voigt, CEO, King Arthur Flour and President Lisa Ventriss.According to Roundtable President, Lisa Ventriss, ‘Overall, these data show an economy that continues to be in a holding pattern as our members wait for clarity and direction on key policy issues at both the state and federal levels. While roughly 60 percent of our members foresee increased sales projections for their companies, that number has declined slightly (61 percent compared to 73 percent in the previous quarter). An increasing number of CEOs expect there to be no change in either their capital expenditures or employment levels for the rest of 2011. Only one in ten CEOs are anticipating decreases in these key areas.’Chair Steve Voigt said ‘Overall, Roundtable members are signaling that they are either growing slowly or holding steady, but it also appears that many Roundtable members ~ especially those in financial or professional services, which are dependent on business growth in other sectors ~ are reluctant to make significant investments in their company’s physical or human resources until they have a better picture of the future costs associated with those investments, namely health care and budget issues at the state and federal levels.’The Roundtable’s CEO Economic Outlook Survey provides a forward-looking view of the economic assumptions and attitudes of chief executive officers of 115 of the state’s top employers with an aggregate economic impact of $279 billion, with over $693 million in corporate philanthropy, and employing 10 percent of the state’s workforce. The members represent Vermont’s agriculture, construction, education, health services, finance, real estate, insurance, hospitality/leisure, manufacturing, information, utilities, professional/business services, wholesale trade, and non-profit industries.The response rate for this quarter was 53 percent. Historically, rates have varied from 35 to 73 percent.  last_img read more

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Credit unions let me down

first_img 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Bryan Clagett Bryan is on the executive team and singularly focused on driving revenue growth through a variety of new initiatives that help financial services and fintech become ever more relevant to … Web: https://www.strategycorps.com Details A Letter To My Credit Union CEOsDear Sirs:Month after month, year after year, I have received your newsletters and literature and seen your advertisements. They portray happy couples walking on beaches and families picnicking in the yard. I’ve read your headlines about how you’d help me save for retirement and for my kids education. I’ve even glanced at your countless brochures about your car buying services and insurance products. It’s been a 30 year relationship, and frankly, I’m disappointed in you. You made many promises to me, and none have been kept.There was a time when I would visit your branches at least once a week. Now I do what I can to avoid your branches, because I just want to use you for paying bills and storing a few bucks for an emergency. Considering you are my primary financial institution, you get very little from me, other than some wire transfer fees and a check order every couple of years.I’ve moved substantial money in and out of your institution over the past decades. You have had countless opportunities to engage me, like when I opened accounts for my kids or when I got married and opened a joint account. You’ve never asked me about my family or my needs. You have had my kids accounts for over 12 years and even know their birthdays and ages, as you do mine. Never have you wished them or me a “happy birthday.” Not once did you ask if you could help me plan for retirement or prepare for college educations. If you knew me, you’d know that I love cars and boats, things that cost money and that are often financed. Not one was financed or purchased with your help. Why not? You were MIA and never top of mind.Now that my daughter Sara is about to enter college, I wonder; where have you been? Did you expect me to seek you out? I was waiting for your staff to call or somehow reach out to me. They didn’t, and that makes me sad, because you promised to be my trusted advisor. Sara is off to college this fall, no thanks to you. She has personally saved about $2000 in one of your checking accounts, but she is already considering moving the money to a bank that has a presence on campus. You’ve told me for years that you wanted a relationship. Here’s your chance with my daughter. You better reach out soon, because she has already asked my about something called Simple. She thinks it sounds cool.So what did I do to prepare for the financial challenges I faced? I opened IRAs with Vanguard, 529s with T Rowe Price and hired Raymond James to be my advisor. They engaged me and kept me on the ball. They gave me financial planning tools online and reached out regularly, even though they are hundreds of miles away. When it came time to invest in a second home, you saw me wiring money into your credit union, much more than typical. You likely saw where the money was coming from. Did you inquire why? No. Instead, you charged me $15 for a wire transfer fee. You could have talked to me and asked, “Hey Bryan, what’s up?” What did Bryan do? I financed that second home through a credit union I previously never had heard of. And at no point did I consider my primary financial institution. Frankly, you just did not come to mind.Please take my comments, as a member, to heart, and respect my honesty. I really like the few people I have spoken with at your financial institution. But I must admit that I really don’t think of you that much these days, and you have held little impact on me meeting my financial goals, but I thought it important that you heard from me. After all, I may not be the only one that feels this way. However, I will say this, I have enjoyed the Lollipops, as did my dentist. I wonder where he banks?Regards,BryanPS Feel free to contact me if you’d like me to offer some suggestions. Or better yet, ask your customers or members, what impact your financial institution has had in their lives. I still have hope for you and I still bank with you.last_img read more

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Credit unions pouring more money into marketing budgets

first_img continue reading » Credit unions are growing more aggressive with their marketing. A cross section of the industry studied by The Financial Brand found that many institutions upped their investment in the period between 2015 and 2018.As more and more credit unions pursue broader markets, they inevitably bump up against greater competition. So it isn’t surprising that they find it useful to allocate more to marketing to make their presence felt not only versus traditional banks and other credit unions, but against the growing encroachment of fintech competitors.Consider Jovia Financial Credit Union. Originally serving a tight member group — teachers of a single school district — the institution now serves consumers in the New York City suburb of Long Island, one of the most competitive markets for financial services in the country.In our study of credit union marketing spending, we found that Jovia’s marketing budget saw annual year-over-year growth of 20.1% and that, at the end of 2018, it was spending 0.22% of assets on marketing, almost twice the average for credit unions in its size range. (The average for the entire sample was 0.12%.) And that is during a time when, over the three-year study period, Jovia’s assets grew 32.6%. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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COVID19: Maine-Endwell School District to cancel large group activities

first_imgThis period lasts from March 16 to April 13, the district says. Maine-Endwell schools will still be in session during that time period. The school says the Board of Education has also suspended unauthorized visitors into school buildings. For more information, go to the Maine-Endwell School District Website by clicking here.center_img ENDWELL (WBNG) – Maine-Endwell School District Superintendent Jason Van Fossen announced that all activities involving larges groups of people have been canceled amid coronavirus concerns. For more coverage on the coronavirus, click here.last_img read more

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Health Ministry scraps ODP, PDP terminology in new COVID-19 guidelines

first_imgA probable case, meanwhile, is defined as a suspected case with severe acute respiratory illness or who dies before being tested for COVID-19.Since April, the WHO has defined a COVID-19 death as a death resulting from a clinically compatible illness in a probable or confirmed COVID-19 case, unless there is a clear alternative cause of death that cannot be related to COVID-19.Read also: Anies hints at ‘pulling brake’ as Jakarta cases continue to surgeAs of Tuesday, the official public COVID-19 death toll announced by the Health Ministry stands at 3,710, the highest in Southeast Asia.According to data compiled by volunteer group Kawal COVID-19, however, over 8,000 ODPs and PDPs had died nationwide as of Monday.Tempo Magazine also recently reported that an internal COVID-19 task force database showed 13,885 COVID-19-related deaths as of July 3.The Health Ministry’s disease control and prevention director general, Achmad Yurianto, said in his daily press briefing on Tuesday that the new definitions would be used for COVID-19 data announcements going forward.Topics : The Health Ministry issued new guidelines for COVID-19 handling and prevention on Tuesday, revising a number of terms to be in line with World Health Organization (WHO) definitions.The guidelines scrap the local terms “people under observation” (ODP) and “patients under surveillance” (PDP) in favor of “suspected” and “probable” cases, and also expand the definition of COVID-19 deaths “for surveillance purposes” to include the deaths of probable cases.A suspected case is now defined as a patient with acute respiratory illness who has a history of travel to or residence in a location reporting community transmission during 14 days prior to symptom onset; who has been in contact with a confirmed or probable case; or who requires hospitalization with no alternative diagnosis.last_img read more

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Owen Hargreaves predicts Premier League top four after Manchester United loss to Wolves

first_imgWill Emery miss out? (Picture: Getty Images)‘I still think United will sneak in with Spurs and Arsenal and Chelsea will miss out.’Arsenal legend Ian Wright disagreed, however, and backed Arsenal and Spurs to qualify through the league.‘I’m going Arsenal third and Tottenham fourth,’ he added.More: Manchester United FCRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starNew Manchester United signing Facundo Pellistri responds to Edinson Cavani praiseEx-Man Utd coach blasts Ed Woodward for two key transfer errorsWho will qualify for the Champions League?Arsenal & Spurs0%Arsenal & Man Utd0%Arsenal & Chelsea0%Man Utd & Spurs0%Man Utd & Chelsea0%Chelsea & Spurs0%Share your resultsShare your resultsTweet your results Advertisement Owen Hargreaves predicts Premier League top four after Manchester United loss to Wolves Hargreaves is still backing his former club (Picture: VI Images via Getty)Owen Hargreaves believes Manchester United will still sneak into the Premier League’s top four come the end of the season and thinks third-placed Arsenal will miss out.It’s been a good week for the Gunners.Tottenham Hotspur were beaten by Liverpool, while United lost to Wolverhampton Wanderers and they took care of their own business against Newcastle in a 2-0 win to move into third.The race for Champions League qualification remains tight, however, with just three points separating Unai Emery’s side and sixth-placed Chelsea.ADVERTISEMENTUnited are level on points with fourth-placed Spurs but have played a game more and are in danger of slipping further behind when Mauricio Pochettino’s team take on Crystal Palace to open the Tottenham Hotspur Stadium on Wednesday night. Solskjaer post-Wolves defeat Our performance deserved the winTo view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video Play VideoLoaded: 0%0:00Progress: 0%PlayMuteCurrent Time 0:00/Duration Time 6:19FullscreenSolskjaer post-Wolves defeat Our performance deserved the winhttps://metro.co.uk/video/solskjaer-post-wolves-defeat-performance-deserved-win-1897420/This is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.And although a 2-1 loss to Wolves has put a serious dent in Ole Gunnar Solskjaer’s chances of guiding his team to the promised land of Europe’s premier competition, Hargreaves still believes his former club will get the job done.AdvertisementAdvertisement‘Before Manchester United’s loss to Wolves I would have said they would be in the top four for sure but that result changes everything,’ he told Premier League Productions.‘Tottenham I think will be alright but Arsenal I think will miss out. Their home form is exceptional but away from home they are poor.center_img Metro Sport ReporterWednesday 3 Apr 2019 7:49 amShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link912Shares Comment Advertisementlast_img read more

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PensionsEurope decries CEE ‘attack’ on second-pillar pension systems

first_imgThis continued as Poland, which saw its president sign off on a Bill, radically changing its second pillar due to what the government described as the “ballooning costs” of the system.The payment of retirement funds to members would be taken over by the country’s first-pillar system, with all Polish sovereign investments transferred earlier this year.Further to this, the Czech Republic is to close its second-pillar system by 2016, as one of the prime minister’s long-standing objectives, which would see the pillars merged.After years of decline in second-pillar provision across the area, PensionsEurope said this – particularly in light of a review hinted at by the Romanian government – was getting out of hand.It said the transfer of assets was detrimental to longer-term economic and social sustainability, and that more funded retirement provision was needed, not less.Chair of the lobby group, Joanne Segars, called the developments worrying and said the European Commission could do more, suggesting a CEE focus would be more “value added” than its current work.She said: “There are some quite worrying developments going on there, and they are the sort of ‘value added’ issues the Commission used to pay attention to.“Severe demographic challenges cannot be countered by the public finances on the long run. These reforms have severe consequences, notably for old-age poverty in the near future, and undermine the trust people have in retirement savings.”Secretary-general Matti Leppälä said the long-term damage, given the equity and fixed income investments from second-pillar funds, were serious.“Member states will be damaged on the long run,” he said. “There is a need to act now to prevent more damage, for both the future pensioners of member states and the EU economy.”The OECD has also spoken out against the reforms, suggesting Poland’s move to nationalise the second pillar undermines trust in pensions, and investment restrictions would cut income replacement rates.Poland’s reform are also set to be challenged by the employers confederation on the belief it breaches several articles of the constitution. PensionsEurope has slammed governments in Central and Eastern Europe that have begun dismantling their second-pillar systems, warning of poverty and damage to their economies.The contentious issue has long caused concern among second-pillar advocators, with funds being raided to prop-up government books, or help alleviated under-capitalised first-pillar systems.It also called on the Commission to intervene, as concerns over contagion of second-pillar raiding increase as time goes on. In recent years, the government in Hungary effectively closed down the country’s funded pensions pillar by indefinitely extending a freeze on contributions, resulting in the closing down of several schemes due to cost pressures.last_img read more

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Asset manager roundup: Generali backs ex-Pioneer staff’s multi-asset firm

first_imgItaly’s largest asset manager has backed an Italian boutique investment company established by four former Amundi and Pioneer Investments staff.Generali has taken a majority stake in ThreeSixty Investments, which runs multi-asset strategies for private and institutional clients. It has also pledged support for ThreeSixty’s first fund launch with a €1bn “strategic capital” investment.ThreeSixty was set up by four former Pioneer Investments staff: Giordano Lombardo, former Pioneer CEO; Mauro Ratto, who was previously Pioneer’s head of emerging markets; Diego Franzin, ex-head of equities at Pioneer and Amundi; and Robert Richardson, former head of Pioneer’s operations in Ireland.The quartet left Pioneer after it was acquired by asset management giant Amundi in 2017. Source: Deutsche Börse AGThe Frankfurt stock exchange, operated by Deutsche BörseThe transaction has been part-financed by a $715m investment from General Atlantic, a $31bn US-based equity investment company. General Atlantic has entered into a strategic partnership with Deutsche Börse as part of the deal. Senior Axioma staff will invest roughly $105m, giving management a 3% stake in the new entity alongside Deutsche Börse’s 78% and General Atlantic’s 19%.Theodor Weimer, CEO of Deutsche Börse, said the Axioma acquisition was a “step change for our pre-trading business” and fitted in with the group’s “Roadmap 2020” corporate expansion strategy. The General Atlantic partnership would “help to further accelerate growth of the combined business and to achieve strong value creation”, he added.Sebastian Ceria, founder and CEO of Axioma and leader of the new business, said: “The union of Axioma, STOXX and DAX under the Deutsche Börse umbrella creates a growth company that is uniquely equipped to help clients capitalise on the critical trends now reshaping the investment management landscape.“The combination of STOXX’s indexing expertise with Axioma’s best-of-breed analytical capabilities in risk management, portfolio construction and performance attribution is expected to result in strong near-term revenue synergies and creation of a platform for future growth.”Deutsche Börse and Axioma first established a formal partnership in 2011, and have since developed factor indices and exchange-traded fund products together. The acquisition is subject to regulatory approval and is expected to close in the third quarter of 2019.AQR enters German marketQuantitative investing specialist AQR has opened an office in Germany as it seeks to expand its presence in Europe. Axel Weiss, who joined the $196bn asset manager in 2016 as head of Germany and Austria, will lead the Frankfurt-based team.David Kabiller, head of business development at AQR, said: “We believe that a local presence will allow us to better serve our existing German clients and deliver our diverse platform of quantitative strategies to investors.”“We are eager to deepen our relationships with our German clients and further engage the region’s sophisticated investment community,” added Christopher Palazzolo, head of Europe, the Middle East and Africa at AQR. Giordano Lombardo, CEO of Milan-based ThreeSixty Investments, said: “We believe that the future of active asset management lies in a new, integrated approach, beyond the distinction between traditional and alternative assets.“Our aim is to align completely to the goals of investors, integrating all sources of return in a common total return framework. The partnership with Generali, with its long-term commitment, is ideal to build a new approach to multi-asset investing.”center_img Generali’s head office in Trieste, ItalyCarlo Trabattoni, head of Generali Investments Partners, added: “The main objective of the partnership is to build high quality products for clients – whether institutional or private – with a very clear positioning on the market. We believe that the distinctive multi-asset strategy that is being developed by the new asset management company is fully responding to this ambition.” Generali has restructured its asset management offering over the past two years with the stated aim of becoming “one of the top five multi-boutiques in the world by revenue”.In September it pledged up to $4bn (€3.5bn) to the first products for Aperture Capital, a startup boutique led by former AllianceBernstein CEO Peter Kraus. Since 2017, Generali said it had “created or partnered with” eight boutiques and restructured its existing asset managers into four “platforms”.Deutsche Börse buys analytics firm in $850m dealDeutsche Börse, the parent company for Germany’s main stock exchange, has agreed to buy portfolio and risk analytics firm Axioma $850m and merge it into its index businesses.In a statement, Deutsche Börse said it aimed to create a “fully integrated, leading buy-side intelligence player” offering a range of index and analytics products. The company is responsible for the STOXX and DAX indices, including leading equity benchmarks for Europe and Germany.last_img read more

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This Queensland property is the catch of the day

first_imgThe deck looks out over the property. Picture: Supplied. “We’ve got a cul-de-sac at the end of the street so really the only people who drive past are owners,” she said. “Everyone is friendly as well. We walk the dogs every morning and stop to have a chat with the neighbours.” The home at 43 Forest Rd, Cashmere, comes with a stocked dam. Picture: Supplied.FISHERMEN take note — this acreage property in Cashmere comes with a private fishing hole already stocked with silver perch and bass. The 1.5 ha property at 43 Forest Rd features a lowset home, outdoor entertaining spaces, double bay shed and pavilion overlooking the dam. Owners Lance and Sandy Smith have lived at the home for almost a decade and enjoy the private bush setting. The living area features a fireplace. Picture: Supplied. The living spaces flow out to the covered timber deck. The main bedroom has an ensuite and walk-in wardrobe, and the remaining bedrooms have built-in wardrobes. The Smiths have improved the property by adding a pavilion overlooking the dam and upgrading the driveway.Mrs Smith said the home was in a “beautifully quiet” neighbourhood. A pavilion overlooks the dam. Picture: Supplied.The home sits on an elevated position and features a semi-open plan layout with the kitchen and dining area sitting between the lounge room and family room. The kitchen has stainless steel appliances and island bench, while the lounge has a wood fireplace. A statement water feature sits between the dining room and deck. Picture: Supplied. “When we moved in 10 years ago we had young boys. (The property meant) we could get them out of the house,” Mrs Smith said. “They would always be outside playing and building things.” Mrs Smith said her favourite thing about the property was the privacy and tranquillity. “We live mostly outdoors on the deck,” she said.“We go out there for coffee in the morning and can still be out there by lunchtime.” More from newsLand grab sees 12 Sandstone Lakes homesites sell in a week21 Jun 2020Tropical haven walking distance from the surf9 Oct 2019last_img read more

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A Rape Survivor Speaks Out About Transgender Bathrooms

first_imgThe Federalist 23 November 2015Family First Comment: “Let me be clear: I am not saying that transgender people are predators. Not by a long shot. What I am saying is that there are countless deviant men in this world who will pretend to be transgender as a means of gaining access to the people they want to exploit, namely women and children. It already happens. Just Google Jason Pomares, Norwood Smith Burnes, or Taylor Buehler, for starters. There are countless deviant men in this world who will pretend to be transgender as a means of gaining access to the people they want to exploit. While I feel a deep sense of empathy for what must be a very difficult situation for transgender people, at the beginning and end of the day, it is nothing short of negligent to instate policies that elevate the emotional comfort of a relative few over the physical safety of a large group of vulnerable people.”While some have proposed a third option for transgender people (single-occupancy restrooms and showers), this option has been largely struck down, and employees are prohibited from suggesting it, as it is considered discriminatory and emotionally damaging to a group of people who are working so hard to fit in. The solution? Anyone can use whatever restroom he or she wants without being questioned.Victimizers Use Any Opening They Can FindI read these reports, and my heart starts to race. They can’t be serious. Let me be clear: I am not saying that transgender people are predators. Not by a long shot. What I am saying is that there are countless deviant men in this world who will pretend to be transgender as a means of gaining access to the people they want to exploit, namely women and children. It already happens. Just Google Jason Pomares, Norwood Smith Burnes, or Taylor Buehler, for starters.While I feel a deep sense of empathy for what must be a very difficult situation for transgender people, at the beginning and end of the day, it is nothing short of negligent to instate policies that elevate the emotional comfort of a relative few over the physical safety of a large group of vulnerable people.Don’t they know anything about predators? Don’t they know the numbers? That out of every 100 rapes, only two rapists will spend so much as single day in jail while the other 98 walk free and hang out in our midst? Don’t they know that predators are known to intentionally seek out places where many of their preferred targets gather in groups? That perpetrators are addicts so committed to their fantasies they’ll stop at nothing to achieve them?Do they know that more than 99 percent of single-victim incidents are committed by males? That they are experts in rationalization who minimize their number of victims? Don’t they know that insurance companies highlight locker rooms as a high-risk area for abuse that should be carefully monitored and protected?Don’t they know that one out of every four little girls will be sexually abused during childhood, and that’s without giving predators free access to them while they shower? Don’t they know that, for women who have experienced sexual trauma, finding the courage to use a locker room at all is a freaking badge of honor? That many of these women view life through a kaleidoscope of shame and suffer from post-traumatic stress disorder, depression, dissociation, poor body image, eating disorders, drug and alcohol abuse, difficulty with intimacy, and worse?Why would people knowingly invite further exploitation by creating policies with no safeguards in place to protect them from injury? With zero screening options to ensure that biological males who enter locker rooms actually identify as female, how could a woman be sure the person staring at her wasn’t exploiting her? Why is it okay to make her wonder?There’s no way to make everyone happy in the situation of transgender locker room use. So the priority ought to be finding a way to keep everyone safe. I’d much rather risk hurting a smaller number of people’s feelings by asking transgender people to use a single-occupancy restroom that still offers safety than risk jeopardizing the safety of thousands of women and kids with a policy that gives would-be predators a free pass.Is it ironic to no one that being “progressive” actually sets women’s lib back about a century? What of my right to do my darndest to insist that the first time my daughter sees the adult male form it will be because she’s chosen it, not because it’s forced upon her? What of our emotional and physical rights? Unless and until you’ve lined a bathroom door with a towel for protection, you can’t tell me the risk isn’t there.READ MORE: http://thefederalist.com/2015/11/23/a-rape-survivor-speaks-out-about-transgender-bathrooms/last_img read more

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